EMI Calculator

Calculate loan EMI, total interest, and payment breakdown

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Home loan: 8-10% | Personal loan: 12-20% | Car loan: 9-12%

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Enter loan details to calculate EMI

About EMI (Equated Monthly Installment)

EMI is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. It consists of both principal and interest components.

Types of Loans:

  • • Home Loan (15-30 years)
  • • Car Loan (3-7 years)
  • • Personal Loan (1-5 years)
  • • Education Loan (5-15 years)

EMI Tips:

  • • Keep EMI below 40% of income
  • • Compare rates from multiple banks
  • • Consider prepayment options
  • • Choose optimal tenure